OWNER
GUARANTEE
IMPORTANT INFORMATION ABOUT OWNER GUARANTEE
Please read this Owner Guarantee carefully. If there is anything that you do not understand, please
contact us. You acknowledge that you have read and understood this document as well as the Member
Agreement (available here https://www.ubercarshare.com/terms-of-use/member-agreement) in its entirety
and agree to be bound by it if you seek to List a Vehicle under the Member Agreement as an Owner.
This Owner Guarantee sets out the terms, as well as the limits and exclusions for payment of money to repair or
replace an Owner’s car if a Responsible Borrower for it being damaged or lost does not make payments for what
is owed to you under the Member Agreement. The Owner Guarantee also applies if a Responsible Borrower is
declined cover by Mobility Mutual.
The Owner Guarantee is not insurance, and is not related to Mobility Mutual’s Trip Cover products which provide
cover for Borrowers when using cars through Uber Carshare’s Services. You are responsible for ensuring that
you have acquired appropriate insurance for your car when sharing on the Uber Carshare platform.
Uber Carshare’s liability under this Agreement
Our liability to you is limited in respect of the Services we provide to you as an Owner.
Our liability for payment of damage or loss caused by a Responsible Borrower capped at the Limit which is
$50,000 in Victoria or $60,000 if listed in any other Australian state or territory, or the market value of your Vehicle
(calculated in accordance with the Member Agreement).
What is not covered under the Owner Guarantee?
There are limitations and exclusions that you should be aware of, that are not covered by this Owner Guarantee.
See clause 3 for these limitations and exclusions in full. These limitations and exclusions include:
Wear and Tear damage;
deterioration resulting from existing damage, rust or corrosion;
mechanical, electrical or computer breakdowns, failures or breakages;
the cost of repair of old damage, faulty workmanship or incomplete repairs for earlier damage;
loss or damage to any non-standard modifications or accessories;
loss or damage if you make Your Vehicle available for Bookings when it is in an unsafe or
un-roadworthy condition,
theft loss, if:
your negligent or wilful act or omission was the cause of or significant contributing factor
to the theft;
you tamper with Security hardware; or
you fail to comply with a reasonable instruction from us to install or maintain Security
Hardware or take another step in relation to security of your vehicle;
loss of income or loss of profit for Borrower damage;
loss or damage above the Limit;
loss contributed to by you due to your action or inaction; and
dishonest act or omission by you.
You agree that you understand that any amounts payable by Us to you will be reduced by any other amounts you
receive for certain damage or loss, such as through an insurance policy, a third party or a Responsible Borrower.
What conditions apply to the Owner Guarantee?
Certain conditions and eligibility requirements apply to the Owner Guarantee. These are set out in full at clause 4.
They include:
you must pay your monthly Sharing Plan Fee and your vehicle must meet eligibility criteria to be
shared under the Member Agreement;
your Vehicle must be regularly inspected and maintained;
you must report damage caused by a Responsible Borrower within 42 days of the end of the
Booking Period;
you must provide photographs and allow for your Vehicle to be inspected;
if requested, you must provide a signed proof of loss to us including photographs, service or
condition reports, ownership of your Vehicle or documents relating to any lease, mortgage etc
over the Vehicle; and
payment may be denied if you breach the Member Agreement which contributes to damage or
loss or results in costs for Uber Carshare.
Are there any indemnities in the Agreement?
Yes. You agree to indemnify Us for third party claims connected to this agreement (clause 10.1).
In what circumstances can your membership or access to Uber Carshare’s Service be suspended or
cancelled or this Agreement terminated?
In addition to termination and suspensions rights under clause 24 of the Member Agreement, we can modify or
terminate the Owner Guarantee on notice to you if these Terms are construed to be an insurance contract, we
are required to obtain a license or permit of any kind to continue to provide the Owner Guarantee, or the Owner
Guarantee is determined to violate applicable laws.
1. Definitions
The following capitalised terms have the following meanings. Capitalised terms used
in these terms and conditions (“Terms”) and not defined here are defined in the
Member Agreement.
Covered Loss means and is limited to:
(a) Theft Loss: or
(b) Responsible Borrower Loss,
but limited to the Quantified Value and excluding any Excluded Losses.
Excluded Loss has the meaning set out in Limitations and Exclusions below.
Limit means $50,000 AUD for Your Vehicle if it is listed in Victoria, or
$60,000AUD if listed in any other Australian state or territory, or the market
value of your Vehicle immediately prior to the time of the Damage and Loss as
determined in accordance with the Member Agreement, whichever is the
lower.
Member Agreement means Uber Carshare’s Member Agreement, including the
Owner Agreement, and the Policies and the Fee Schedule, as amended from time to
time.
Mobility Mutual means Mobility Mutual Limited (ACN 653 040 647)
Quantified Value means the amount that the Responsible Borrower is liable to pay you
for Damage and Loss to Your Vehicle, calculated in accordance with section 35 of Member
Agreement (“Damage and Loss to Your Vehicle”) and the Damage Policy.
"Related Entity has the meaning given in the Corporations Act 2001 (Cth).
Responsible Borrower means a Borrower of Your Vehicle who is liable for
Damage and Loss under the Member Agreement.
Responsible Borrower Loss means Damage and Loss to Your Vehicle for which a
Responsible Borrower is liable under the terms of the Member Agreement.
"Security Hardware means any item of hardware (including embedded firmware)
affixed or attached to your Vehicle for the purposes of identifying the location of the
Vehicle or preventing theft, Loss or Damage to the Vehicle and any other item of
hardware that may be reasonably required by us to be affixed or attached to your
Vehicle from time to time to adequately secure the Vehicle or prevent theft, Loss or
Damage to the Vehicle and as notified to you.
“Theft Loss" means Damage and Loss to Your Vehicle arising out of the theft of
Your Vehicle in circumstances where the hardware or software supplied by Us to
facilitate the sharing of Your Vehicle was the cause of or a contributing factor to the
theft.
Uber Carshare”, we”, our”, us means Uber Carshare Pty Ltd (ACN 609 590 463).
1. About the Owner Guarantee
1.1. These Terms apply when you List Your Vehicle or otherwise use the
Service as an Owner. They form part of the Member Agreement.
1.2. By listing Your Vehicle with the Service, you agree to comply with and
be bound by these Terms. Except as permitted by law, these Terms do
not affect your statutory rights.
1.3. Uber Carshare provides Owners with this guarantee (“Owners
Guarantee”) solely for the purpose of promoting use of the Service by
building loyalty among our Members and confidence for Owners in
listing Vehicles for use by other Members through the Service.
1.4. These Terms do not constitute insurance or an insurance contract,
are not intended to constitute an offer to insure, and do not take
the place of insurance.
1.5. If you have any questions about this Owner Guarantee, please email
members@ubercarshare.com.
2. The Owner Guarantee
2.1. Uber Carshare agrees to pay you, as an Owner, to repair or
replace Your Vehicle if it is lost, damaged or destroyed as a result
of a Covered Loss, subject to the limitations, exclusions and
conditions in these Terms.
2.2. If you do not comply fully with all of the requirements and conditions in
these Terms, you may not be eligible for any payments for Covered
Losses. You should carefully review and understand the limitations and
exclusions in these Terms, and make your own arrangements to
protect your Vehicle (including any personal property) against any
losses or liability not covered by the Owner Guarantee.
2.3. You agree to check your Vehicle regularly as required by the Member
Agreement and Damage Policy, and to report loss or damage via the
Help Centre as soon as possible after you become aware of it and at
latest within 42 days after the end of the Booking Period during which
the loss or damage occurred.
2.4. In respect of Responsible Borrower Loss, you agree to use your best
efforts to communicate with the Responsible Borrower and attempt to
make a recovery for the Damage and Loss directly with the
Responsible Borrower and any other liable parties and we agree
(acting reasonably) that you have exhausted all reasonable avenues
for making a recovery for the Damage and Loss from the Responsible
Borrower, the Responsible Borrower’s insurer or, where the
Responsible Borrower holds TripCover, Mobility Mutual.
2.5. In respect of Theft Loss, you agree to use your best efforts to make a
recovery for the Damage and Loss directly with any other liable
parties and we agree (acting reasonably) that you have exhausted all
reasonable avenues for making a recovery for the Damage and Loss.
2.6. You acknowledge and agree that any amount of Covered Losses
payable to you under the Owner Guarantee will be reduced by any
amounts you receive for the same Covered Losses from a source
other than the Owner Guarantee, including without limitation:
2.6.1. amounts received under an insurance policy or
discretionary cover arrangement, guarantee or indemnity;
2.6.2. any recovery made against a person who is at fault or partly or
wholly legally liable for the Damage and Loss to Your Vehicle;
and
2.6.3. payment directly by the Responsible Borrower, Mobility
Mutual, or other party or an insurer or guarantor of such
party;
and you agree to repay to us any amounts that we may already have
paid you, to the extent that you receive any of these types of
payments from someone other than Uber Carshare.
3. Limitations and Exclusions
You will not be entitled to any payment under the Owner Guarantee for any of the
following (“Excluded Losses”):
3.1. In respect of Responsible Borrower Loss, loss or damage that, in our
reasonable opinion, the Borrower is not responsible for under the
terms of the Member Agreement or that cannot be attributed to the
Borrower, including;
3.1.1. Wear and Tear;
3.1.2. deterioration resulting from existing damage, rust or corrosion;
3.1.3. mechanical, electrical or computer breakdowns, failures or
breakages;
3.1.4. repairs carried out without our consent (not to be withheld
unreasonably);
3.1.5. the cost of repair of old damage, faulty workmanship or
incomplete repairs that were in existence prior to the
Accident;
3.1.6. loss or damage to any non-standard modifications or
accessories that were not supplied by the manufacturer; or
3.1.7. loss or damage if you make Your Vehicle available for
Bookings when it is in an unsafe or un-roadworthy condition,
3.2. in respect of Responsible Borrower Loss, loss of use, loss of profit or
loss of income in excess of any ‘unable to use compensation’ for
which the Responsible Borrower is liable to you under the Member
Agreement;
3.3. in respect of Theft Loss, loss of use, loss of profit or loss of income in
excess of any ‘unable to use compensation’;
3.4. loss, cost, expense, damage, or deterioration arising from your
action or inaction that, in our reasonable opinion, increases the
costs of repairs or results in other additional costs, for the
proportion of loss, cost, expense, damage, or deterioration
directly attributable to your action or inaction (except to the extent
that the loss, cost, expense, damage, or deterioration has been
caused or contributed to by our negligence or wrongful act or
omission);
3.5. any losses, damages, cost or expense of whatsoever nature,
directly or indirectly, caused by, relating to or resulting from:
3.5.1. allowing access to Your Vehicle or its keys in any way
other than through the Uber Carshare Service and in
accordance with the Member Agreement;
3.5.2. giving permission to a Borrower to use Your Vehicle:
3.5.2.1without a Booking;
3.5.2.2 outside of a Booking Period; or
3.5.2.3 in a manner inconsistent with these terms or the
Member Agreement which results in a Borrower
breaching the Member Agreement (for example,
instructing a Borrower to park in a restricted parking
space);
3.5.3. any dishonest act or omission committed by you or any
persons or entities retained by you to do anything in connection
with Your Vehicle, unless such persons or entities are a
Responsible Borrower and such act is done without your
knowledge;
3.6. any losses, damages, cost or expense of whatsoever nature, directly
or indirectly, caused by or resulting from any of the following,
regardless of any other cause or event that contributes to them:
3.6.1. any hostile act or act of war, terrorism, insurrection or rebellion; or
3.6.2. seizure or confiscation by order of any governmental
or public authority;
3.7. loss or damage in excess of the Limit;
3.8. losses arising from indirect or remote causes;
3.9. Theft Loss, if we determine (acting reasonably) Your negligent or wilful act
or omission was the cause of or a significant contributing factor to the theft;
3.10. Theft Loss, if You tamper with any of the Security Hardware on your
Vehicle; or
3.11. Theft Loss, if You have received a prior written notice from us or our
Related Entity (where the amount of notice has been reasonably
determined by us or our Related Entity) to comply with our reasonable
instructions to:
3.11.1. install Security Hardware provided by us in Your Vehicle;
3.11.2. maintain the Security Hardware in Your Vehicle (including, without
limitation, by performing firmware updates, or replacing batteries); or
3.11.3. take any other step relating to the security of Your Vehicle as
reasonably requested by us or our Related Entity,
and You fail to comply with the notice in any material respect (including any
reasonable installation or maintenance instructions provided in the notice)
or You fail to comply with the notice by the time specified in the notice. See
also clause 6.3.
4. Conditions to the Owner Guarantee
4.1. In order to be eligible to obtain payment under these Terms, you
must fully comply with each of the following conditions.
If you do not fully comply, or are unable to demonstrate that you have
complied, then you will not be entitled to any Covered Losses.
4.2. Your eligibility for the Owner Guarantee is conditional upon:
4.2.1. payment by the due date of your monthly Sharing Plan Fee,
with no Sharing Plan Fees or other amounts being overdue at
the time when the Damage and Loss occurred; and
4.2.2. Your Vehicle meeting the eligibility criteria set out in the
Member Agreement at the time when the Damage and
Loss occurred.
4.3. In respect of Responsible Borrower Loss;
4.3.1. your Vehicle must be regularly inspected in accordance with
the Member Agreement to determine whether there is any
Damage and Loss to it which is reasonably caused during a
Booking;
4.3.2. if you identify any Damage and Loss that has not been
reported by a Responsible Borrower, you must notify Uber
Carshare as well as the Responsible Borrower about your
complaint and attempt to resolve the issue and pursue your
claim and legal rights to be indemnified by the Responsible
Borrower within 42 days of the end of the Booking Period end
date. You may fulfill this obligation by submitting a claim via
the Uber Carshare Help Centre;
4.3.3. you must, on our reasonable request, provide photographs of
any damage, allow us or others who we nominate to inspect
Your Vehicle, and deliver it for inspection to any place, at such
times and for such durations, that we reasonably specify.
However, our right to make inspections, or making of
inspections, and any analysis, advice, or inspection report will
not constitute an undertaking by us to determine or warrant that
the damaged Vehicle is roadworthy or safe to drive. We will
have no liability to you or any other person because of any
inspection or failure to inspect Your Vehicle;
4.3.4. you must protect Your Vehicle from further loss or damage.
4.4. If Your Vehicle is damaged or lost due to a theft or other violation of
law, you must make a police report about the incident and provide
Uber Carshare with a certified copy of the report.
4.5. You must provide us with all information we reasonably request in
order to determine the Quantified Value, and provide reasonable
cooperation to us, including signing any documents, and responding
in a timely manner to any reasonable requests for additional
information or documentation that we or our nominees may require or
request.
4.6. If Your Vehicle is subject to a loan, mortgage or other security interest,
you must notify your lender/mortgagee in writing of any loss and
provide us with a copy of the notice. If the lender/mortgagee notifies
you that they are entitled to proceeds for the loss, you must provide us
with a copy of their request and details so that we can communicate
directly with the lender. If the loss is determined to be a Covered Loss,
we will pay the loss benefit(s) to the lender up to the value of the
security interest but not more than the Limit (subject to the exclusions,
limitations and conditions of these Terms). To the extent of applicable
law, we will not pay you unless and until your monetary obligation to
the lender/mortgagee has been satisfied.
4.7. If we request you to do so, you must deliver a signed and sworn proof
of loss to us within 7 days of our request, including:
4.7.1. Evidence and proof of the damage or loss in the form of
receipts, photographs, videos, documents and other
verifiable forms of proof.
4.7.2. The ownership or other interest of you and all other parties
in Your Vehicle.
4.7.3. All liens, encumbrances, mortgages, guarantees and all
other contracts of insurance, whether valid or not, covering
Your Vehicle.
4.7.4. Any service reports or condition reports for Your Vehicle.
4.7.5. Any changes in the title, possession, or eligibility for listing
on the Service of Your Vehicle since the date it was enrolled
in the Service.
4.8. If Your Vehicle is damaged beyond economical repair or stolen and not
recovered, and we make a payment to you under this Owner
Guarantee, then you agree that Your Vehicle becomes ours and agree
that we are entitled to receive the proceeds from its salvage value.
4.9. You must not have misrepresented any facts or committed fraud or
any other dishonest or deceptive act in connection with the use by the
Responsible Borrower of Your Vehicle or the preparation or
submission of any past or present report of damage or loss under the
Member Agreement or these Terms. If you make any
misrepresentation, or act fraudulently, dishonestly or deceptively at
any time, we will not make any payments under the Terms, recover
any payments that we may have made to you under these Terms, and
the Owner Guarantee as they relate to you and Your Vehicle will end.
4.10. If you make a claim under this Owner Guarantee:
4.10.1. in respect of Responsible Borrower Loss, you permit us to
review, and will provide copies to us upon request of, all
communications between you and the Responsible Borrower;
and
4.10.2. you acknowledge that we or our nominees may
independently investigate (or have independently
investigated) the facts and circumstances relating to
your request for payment.
4.11. You must comply at all times with your obligations under the Member
Agreement. You acknowledge and agree that we may, at our sole
discretion (acting reasonably), deny payment in full or in part if you
are in breach of those obligations, where such breach has
significantly contributed to the Damage or Loss or directly resulted in
costs for Us.
5. Determination of the Amount of the Covered Loss
5.1. The amount of Covered Losses will be calculated on the basis set
out in the Member Agreement and Damage Policy.
5.2. For each of Your Vehicles, the loss amount will be the lesser of (i) the
market value as determined under the Member Agreement; or (ii) the
cost to repair the Vehicle.
5.3. Any amount of any Covered Losses payable under the Owner
Guarantee will be reduced by the amount already paid to you or for
your benefit by a Responsible Borrower, Mobility Mutual or other
source (such as an insurer or other at-fault/responsible party) for all or
part of the same Covered Loss.
6. Payments
6.1. If you have made a request for payment under the Owner
Guarantee and such a payment request is approved in whole or in
part for a Covered Loss (any such approved payment request, an
Approved Payment Request”), you will be paid the amount of the
Covered Loss as calculated by Uber Carshare.
6.2. For an Approved Payment Request that involves Covered Losses for a
Vehicle that is owned by a party other than you, we reserve the right, in
our sole discretion, to pay all or a portion of the amount covered in
such Approved Payment Request either to you or directly to the owner
of such Covered Property. If an Owner Guarantee payment for all or a
portion of such amount is made directly to the owner of the Vehicle,
then you agree that such payment will be treated for purpose of the
Approved Payment Request as being paid to you directly, and that you
will be solely responsible for collecting from the owner of the Vehicle
any portion of such payment to which you believe you are legally
entitled. For clarity, your indemnification obligations set forth below
under the paragraph entitled “Indemnification” will apply to claims
arising from any payments made pursuant to the Owner Guarantee,
including without limitation any payments made directly to the owner of
Your Vehicle.
6.3. If you receive a notice from us under clause 3.11, and taking any other step
relating to the security of your Vehicle as reasonably requested in the notice
will involve you incurring out of pocket costs and expenses, you must in any
event comply with such notice by the time specified in the notice, and we
must upon your written request reimburse you any reasonable out of pocket
costs and expenses that you incur.
7. Acknowledgments and Agreements by the Owner
You acknowledge and agree that:
7.1. You cannot assign or transfer any of the benefits of the Owner
Guarantee, but Uber Carshare may decide to compensate the Vehicle
Owner for the Covered Losses, if you do not own the Vehicle. In such
cases, no payment will be made to you.
7.2. Uber Carshare reserves the right, at any time, to offset or deduct
from the amounts payable or paid by Uber Carshare to you under
these Terms, any amounts that is entitled to by way of an existing
debt, or which is entitled to subsequently collect, from any other
person or entity who is obligated to compensate you for losses or
damages.
7.3. Uber Carshare has the right to exercise your legal rights and seek to
be subrogated to your rights and recover against any person or entity
whatsoever who is actually or allegedly responsible for causing the
losses or damages which are the subject of the Covered Losses, even
if that person or entity is a family member, spouse or relative of you or
another Member and Uber Carshare can assign its right to do so, to
any person in its absolute discretion if it has paid the Covered Losses.
Further, you agree that, with respect to any payments made under the
Owner Guarantee by, or on behalf of, Uber Carshare, you will assist in
and cooperate fully with Uber Carshare regarding any reasonable
efforts at subrogation and recovery including assignment of your legal
rights where this is required to assist Uber Carshare to make a
recovery against a third party.
8. Modification or Termination of Owner Guarantee Terms
8.1. In addition to modification, termination and suspension rights under
the Member Agreement, we may modify or terminate these Terms,
at any time, in our sole discretion, and we will notify you by email of
such modification or termination, if: (i) these Terms are construed to
be an offer to insure or constitute insurance or an insurance contract
or insurance service agreement by any governmental or regulatory
authority in any jurisdiction; (ii) we are required to obtain a license or
permit of any kind to continue to provide these Terms in any
jurisdiction; or (iii) we determine, or a court or arbitrator holds, that
the provisions of these Terms violate applicable law.
8.2. For a termination under these Terms or clause 24 of the Member
Agreement, we will continue to process:
8.2.1. any Owner Guarantee payment requests that you filed prior to
the effective date of termination, and
8.2.2. any Owner Guarantee payment requests relating to Covered
Loss which occurred prior to the effective date of termination.
9. Disputes
9.1. If you dispute a decision that we make in relation to these Terms,
then you may raise the dispute with us and we will respond to it in
accordance with the Complaints and Dispute Resolution Policy
(available at
https://www.ubercarshare.com/terms-of-use/dispute-policy).
10. Indemnification
10.1. You agree to indemnify and hold Uber Carshare and its Affiliates,
and its and their officers, directors, employees and agents, harmless
from and against any third party claims, liabilities, damages, losses,
and expenses, including, without limitation, reasonable legal fees,
arising out of or in any way connected with the these Terms, except
to the extent that these costs have been caused or contributed to by
our negligence or wrongful act or omission.
11. General Provisions
11.1. If you do not own the Vehicle that you Listed, the immediately
preceding paragraph applies specifically to any dispute between you
and the owner of the Vehicle. You are fully responsible for securing
the Vehicle owner’s permission to list the Vehicle with Uber
Carshare and complying with the scope of any permission granted.
11.2. These Terms constitute the entire and exclusive written understanding
and agreement between Uber Carshare and you regarding the Owner
Guarantee, and these Terms and supersede and replace any and all
prior agreements between Uber Carshare or any of our Affiliates and
you regarding the Owner Guarantee.
11.3. You may not assign or transfer these Terms, by operation of law or
otherwise, without our prior written consent. Any attempt by you to
assign or transfer these Terms, without such consent, will be null and
of no effect. Uber Carshare may assign or transfer these Terms as part
of an internal company reorganisation, and will notify you of same.
Your right to terminate the Member Agreement with Uber Carshare
remains unaffected. Subject to the foregoing, these Terms will bind
and inure to the benefit of the parties, their successors and permitted
assigns.
11.4. The failure of Uber Carshare to enforce any right or provision of these
Terms will not constitute a waiver of future enforcement of that right or
provision. The waiver of any such right or provision will be effective
only if in writing and signed by a duly authorised representative of Uber
Carshare. Except as expressly set forth in these Terms, the exercise
by either party of any of its remedies under these Terms will be without
prejudice to its other remedies under these Terms or otherwise. If for
any reason an arbitrator or a court of competent jurisdiction finds any
provision of these Terms invalid or unenforceable, that provision will be
enforced to the maximum extent permissible and the other provisions
of these Terms will remain in full force and effect.